Instrument Financing Options

At Art & Music in Redmond, OR, we believe everyone should have access to the instruments they love. That’s why we offer flexible financing options through Klarna and Afterpay. Whether you’re just starting your musical journey or upgrading to a professional-level instrument, you can take it home today and pay over time.

Why Choose Financing at Art & Music?

  • Split your purchase into manageable payments.

  • Enjoy interest-free options (with Klarna Pay in 4 or Afterpay).

  • Available for guitars, keyboards, drums, accessories, and more.

  • Quick approval process at checkout — in-store and online.

Klarna – Pay Your Way

With Klarna, you have flexible payment options:

  • Pay in 4 – split your purchase into 4 interest-free payments, due every two weeks.

  • Pay Later in 30 Days – order now, pay after delivery.

  • Financing Plans – spread the cost over time with longer-term monthly payments (subject to approval).

Afterpay – Simple & Interest-Free

Afterpay lets you:

  • Pay in 4 equal installments, due every two weeks.

  • Enjoy zero interest and no hidden fees when you pay on time.

  • Manage payments easily through the Afterpay app.

How It Works

  1. Shop in-store or online at Art & Music.

  2. At checkout, select Klarna or Afterpay.

  3. Get approved in minutes and take home your new instrument the same day!

Serving Central Oregon Musicians

Art & Music is proud to be Redmond’s local music store for over 5 years. Our financing options are available to musicians across Redmond, Bend, Prineville, Sisters, and Central Oregon.

Financing FAQs

Q: Do I need a credit check?
A: Klarna may run a soft credit check for some financing plans, but Pay in 4 and Afterpay typically do not impact your credit score.

Q: Is there interest?
A: Klarna Pay in 4 and Afterpay are always interest-free. Some extended Klarna financing plans may include interest.

Q: What purchases qualify?
A: Most instruments, amps, and accessories qualify. Ask us in-store or check at checkout online.

Start Playing Today

Don’t wait to make music. With Klarna and Afterpay, owning your dream instrument is easier than ever. Visit us in downtown Redmond, Oregon or shop online to get started today.